The Normal Price Of Vehicle Insurance

Operate carefully, being multiple traffice violations burgeoning insurance rates.


When buying a different van, you Testament yearning to shop encompassing for the finest insurance policy. Some drivers elect for basic liability insurance sole, while others hunger plentiful plans. Either means, your insurance prices depend on indefinite factors cherish lodging, age and type of car. (see reference 1 & 3)


However, many companies offer good driver discounts for those whose records are clean.


At the same time, Nebraska, South Dakota, Iowa and Idaho were among the cheapest states to purchase car insurance.


Types of Vehicles


Certain types of vehicles, like large SUV's, are more expensive to insure because they require more costly repair work and are likely to inflict more damage in a collision. Insurers Stare at statistics on car safety and popularity with vehicle thieves to determine the premiums for different types of cars.


Age and Accidents


Sixteen-year-old drivers should expect to be charged up to 2.5 times more than average for insurance. Also, insurance companies often raise rates for high risk drivers who receive several tickets or are in an accident.

Average Cost

According to the Rocky Mountain Insurance Information Association (RMIIA), the average car insurance price in 2007 was $795 annually. The cost of insurance varies from state to state. New Jersey, Washington D.C. and New York were among the most expensive states for car insurance in 2007.