RBL Bank credit cards offer a host of exclusive benefits and a best in class rewards program. Choose a credit card to suit your lifestyle from an exclusive range of credit cards.
Cricket Credit Card - For the first time in India, RBL Bank brings you a cricket credit card that gives you a unique opportunity to enjoy cricket with the Delhi Daredevils Team. Be ready for the game. As a cardholder, you will be getting unmatched perks and privileges, right from party invites to reservation of seats.
Freedom Titanium Card - Earn reward points on all your purchases at home and abroad and redeem for products you will love.
Rewards
Freedom Titanium Cash Back Card -
The more purchases you make on your card, the higher is the cash back percentage you will earn. The cash back is not restricted to any particular category of purchase. You will earn cash back on all your purchases*.
*Cash back on your Titanium Card accumulates on a monthly basis and reflects in your monthly card statement under "Your Savings Summary". To credit the accumulated amount of cash back into your account, simply call the 24 hours customer service and our executives will be glad to assist you.
SCHEDULE OF Fees and CHARGES (W.e.f. 1st May 2014)
To identify your card please refer to the welcome letter sent along with your new RBL EMV Chip enabled credit card.
Various Credit Cards on Offers by Ratnakar Bank Ltd.
Cricket Credit Card - For the first time in India, RBL Bank brings you a cricket credit card that gives you a unique opportunity to enjoy cricket with the Delhi Daredevils Team. Be ready for the game. As a cardholder, you will be getting unmatched perks and privileges, right from party invites to reservation of seats.
Freedom Titanium Card - Earn reward points on all your purchases at home and abroad and redeem for products you will love.
Rewards
- Earn 1 reward point for every Rs. 100 you spend on your card in India and 2 points for all purchases made abroad.
- You can redeem the accumulated points for an exciting range of free gifts. (Min. 500 reward points required for redemption.)
Freedom Titanium Cash Back Card -
The more purchases you make on your card, the higher is the cash back percentage you will earn. The cash back is not restricted to any particular category of purchase. You will earn cash back on all your purchases*.
*Cash back on your Titanium Card accumulates on a monthly basis and reflects in your monthly card statement under "Your Savings Summary". To credit the accumulated amount of cash back into your account, simply call the 24 hours customer service and our executives will be glad to assist you.
SCHEDULE OF Fees and CHARGES (W.e.f. 1st May 2014)
To identify your card please refer to the welcome letter sent along with your new RBL EMV Chip enabled credit card.
Particulars | Freedom Titanium | Freedon Titanium Cashback | Titanium | Smart Titanium | Platinum | Smart Platinum |
| Joining Fee | Applicable fee as per card type as communicated at the time of applying and once charged will appear in the statement | |||||
| Annual/Renewal Fee | Rs.595 | Rs.595 | Rs.2000 | Rs.2500 | Rs.2000 | Rs.4000 |
| Add on card fee | Rs.295 | Rs.295 | Rs.500 | Rs.500 | Rs.500 | Nil |
| Finance Charges | APR upto 3.5% p.m. (42.00% p.a) | APR upto 3.2% p.m. (38.4% p.a) | ||||
| Balance Transfer Finance charges | Upto 2.00% p.m. (24.00% p.a.) | |||||
| Cash Advance Transaction Fee& | 2.5% (min. Rs 300) of the cash amount | |||||
| Call-a-Draft Fee | 2.5% (min. Rs 300) of the draft amount | |||||
| Overdue Penalty / Late Payment Fee | 15% of Total amount Due (Min. Rs 350, Max. Rs 650) | |||||
| Over Limit Penalty | Rs. 600 | |||||
| Duplicate Statement Fee | Rs. 100 | |||||
